The Credit Scoring Toolkit: Theory and Practice for Retail

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The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation

Credit scoring aims to quantify the likelihood of a prospective borrower defaulting on payment over a specified period of time. The credit score is calculated using increasingly sophisticated statistical models, which vary considerably between individual cases. This clearly-written and comprehensive text covers the scorecard development process and provides a practical how-to guide for those wanting to use and develop credit scoring techniques.

Assuming little prior knowledge, the text includes the relevant statistical and mathematical tools, numerous real-life examples, and discussion of the credit risk management cycle and the importance of credit scoring in business and regulatory environments, including Basel II.

An extensive glossary and bibliography make this an indispensable desktop reference for graduate students in statistics, business, economics and finance, MBA students, credit risk and financial practitioners.
Country USA
Brand Oxford University Press, USA
Manufacturer Oxford University Press
Binding Hardcover
ItemPartNumber 9780199226405
UnitCount 1
EANs 9780199226405
ReleaseDate 0000-00-00

Country	USA
Brand	Oxford University Press, USA
Manufacturer	Oxford University Press
Binding	Hardcover
ItemPartNumber	9780199226405
UnitCount	1
EANs	9780199226405
ReleaseDate	0000-00-00

The Credit Scoring Toolkit: Theory and Practice for Retail Credit Risk Management and Decision Automation

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